Indeed, with the ongoing evolution in digital banking service, now, methods for accessing account balance information are streamlined and efficient. Moreover, as a customer of Union Bank of India (UBI), one could check the balance of his account through a variety of ways designed for time and convenience saving. In this section, we shall take you through the process of checking different balances, using the Union Bank balance check number and the Union Bank balance enquiry number, and other related services used in checking your account.
1. Union Bank Balance Check through Missed Call Service
Missed call is probably the most frequently used service to check your Union Bank of India account balance. This can be very useful for those people who have not availed internet banking facility or may be, whom this serves as a quick glance service.
Check Your Balance through Missed Call:
Missed Call Number of Union Bank:
One can simply dial a missed call to 09223008586 from his / her registered mobile number to check the balance. This is the balance check number assigned to Union Bank of India.
Wait for SMS
After the missed call, you will receive an SMS with account balance details.
This facility runs 24/7 so that one can get to know his account information at any time.
2. Balance Enquiry via SMS Banking
Another very popular way to obtain account balance is SMS banking facility. Union Bank balance enquiry number allows you to obtain the balance information directly on the short messaging service.
How to do Union Bank SMS Banking:
Send an SMS
Compose a message with this format: UBAL <Last 4 digits of your account number and send it to 09223008486
Retrieve Balance Information:
You will soon receive an SMS containing details of your account balance.
Not only do you get to receive instant balance updates, but you also avoid having to make the calls and logging onto the online platform.
3. Checking Balance via Union Bank of India Internet Banking
If you like managing your account through an online portal, then you are in luck since Union Bank of India offers a state-of-the-art internet banking facility.
How to Check Your Balance via Internet Banking:
Access your account
Log onto Union Bank of India’s website with your credentials and log in to your internet banking account
Account Summary
After you have logged in, on the ‘Accounts’ tab click on ‘Account Summary’ to view your balance.
This facility also provides several other services like viewing all transactions for a specific time frame, transaction, and so on.
4. Union Bank Mobile Banking App
For those who move from place to place regularly, opening the Union Bank of India mobile banking app lets one check a balance enquiry very easily.
Balance Check through Mobile Banking
Download App:
The union bank mobile banking app is accessible to android as well as iOS. You can download them from Google play and Apple App store.
Using your mobile banking credentials, the login is done.
Account Balance:
After you have logged in, you will be taken to the app’s ‘Account’ section where you can view your account balance.
You can avail yourself of far more bank services besides viewing your balance using the app. These include fund transfers, bill payments and accounts management.
5. Union Bank WhatsApp Banking
Now, with WhatsApp as the medium of communication, Union Bank of India follows this trend and now allows banking on WhatsApp. In this platform, you can send basic banking operations that include the check of your balance.
6. Steps for Balance Check Using Union Bank WhatsApp Number:
Save the Union Bank WhatsApp Number:
Add 09015431345 on your contact list. This is the official balance enquiry number by Union Bank on WhatsApp.
Open Whatsapp and send BAL to this no. with your registered mobile number.
Account Balance Msg received in less than 5 minutes.
This is great for all the users of whatsapp. They do not need to login or sign up at all. All that they need to do for them is to download the UPI App of any bank. Through the app, they can simply check the balance without having to sign in to any of their accounts.
Balance Check in Union Bank of India using UPI Apps
But you can even see the Union Bank balance through the Unified Payments Interface or UPI-enabled applications like Google Pay, PhonePe, and Paytm.
Balance Check Through UPI:
UP App Open
You may download the UPI app from the Google Play store on your smartphone.
Tap on Check Balance:
Select your Union Bank account from the list of accounts shown because of linkages
This will check your account balance. You must type in your UPI PIN to authenticate the request.
It will be useful to the people who are already using UPI for their transactions and payments.
7. Union Bank Toll-Free Number for Balance Enquiry
This toll-free number given by Union Bank for its account holders provides a variety of services beyond checking account balance.
How to do Toll-Free Balance Enquiry?
Dial Union Bank Toll-Free Number:
To avail the facility of toll-free balance enquiry service by Union Bank, dial 1800 22 2244. This is the toll-free customer service number of Union Bank.
Listen to IVR:
Once you connect, dial the IVR system and give the balance enquiry option.
You can use this number for other banking facilities like mini statements, fund transfer, and more.
8. Union Bank Balance Enquiry through ATM
If you want to seek a more traditional way of banking, there is also a way to check the balance in the bank account through an ATM from Union Bank.
How to get a balance through ATM:
Dip Your Card:
Visit any Union Bank of India ATM or any other bank’s ATM that accepts your card
Balance Enquiry Option:
Clicking on the ‘Balance Enquiry’ to understand the balance in the respective account after entering the PIN
It is totally a time-consuming process and goes through which persons visit an ATM physically; however, for people who do not use mobile/Internet banking, this method is also pretty safe.
9. Balance Enquiry through Passbook of Union Bank
For those desirous of keeping a passbook ledger of their transactions, you can also have your passbook updated at any branch of Union Bank.
Passbook Balance Enquiry Process
You are required to visit your branch:
Just visit your nearest Union Bank branch.
update your passbook:
Demand the bank employee to update your passbook or use the self-service kiosks if any.
You can also avail of this service to keep a record of your transactions.
10. UCO Bank Balance Enquiry Services
If you are a customer of UCO Bank then you would like to know how to check the balance. The UCO Bank balance enquiry number works exactly the same way as services in Union Bank.
Procedure to get balance at UCO Bank
UCO Bank Balance Enquiry Number Dial:
Dial 09278792787 from your registered mobile number to give a missed call.
SMS:
You will soon receive an SMS having details about your balance after the missed call.
Alternatively, UCO Bank customers can even make balance enquiries through SMS banking or internet banking.
Conclusion
Union Bank of India offers various options so that cumbersome ways of getting account balance should not stop the operation. From the balance enquiry number offered by Union Bank to Union Bank WhatsApp number or other ways, each one is so easy and convenient that customers don’t need to go through much hassle to obtain their balance. Missed calls, mobile apps, have never made checking balance easier. Customers can stay updated about their financial health at all times.
You can choose the one that you like the most for your convenience and preferences. Whether you are a digital banking enthusiast or you enjoy the traditional way, in Union Bank of India, you’ll definitely find balance checks available to all.