Term of Services

Welcome to Aapka Policywala! These Terms of Use govern your access to and use of our website, https://aapkapolicywala.com/ (herein referred to as “Aapka Policywala”), and the services we offer. By using our website and availing our services, you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, please refrain from using our website and services.

1. Description of Services
Aapka Policywala is an online platform operated by Aapka Policywala, which offers insurance-related information, comparison tools, and assistance in procuring insurance policies from multiple insurance companies. We aim to provide our customers with a seamless way of buying insurance products.

2. License and Certification
Aapka Policywala, operated by Aapka Policywala, is a Certified Insurance Broker holding a Direct Broking (Life & General) license issued by the Insurance Regulatory and Development Authority of India (IRDAI) vide Licence No. 150 and Direct Broker code IRDA/DB 106/03.

3. Acceptance of Terms
To safeguard our customers, we request you to read and accept the Terms of Use Agreement available on the Aapka Policywala website. Your acceptance of the Terms of Use Agreement is at your sole discretion by adhering to the terms as stated on the website.

4. Applicability of Terms
The Terms of Use Agreement applies to your visit and access to the Products, Services, Information, Resources, Tools, and any other information related/available on the Aapka Policywala website.

5. Modification of Terms
Aapka Policywala reserves the right to change, modify, or revise the Terms of Use Agreement without prior notice to you. Your continued access to the Aapka Policywala website signifies your acceptance of the modified Terms of Use Agreement.

6. Responsible Use and Conduct
By using the Aapka Policywala website, you agree to use our services with the intent as permissible under this Terms of Use Agreement, applicable Rules & Regulations of Indian Law, and online practices & guidelines by the authority. You are responsible for maintaining accurate and up-to-date information in your account.

7. Prohibited Conduct
You specifically agree not to access (or attempt to access) Aapka Policywala services through any automated, unethical, or unconventional means. Copying, duplicating, reproducing, selling, trading, or reselling our services is strictly prohibited.

8. Indemnity
You agree to indemnify, defend, and hold Aapka Policywala and its affiliates harmless from and against any and all liability and costs incurred in connection with any claim arising out of any breach of the Agreement or representations made by you.

9. Limitation of Liability
Aapka Policywala and its affiliates shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from the use of the website, content, or any related services.

10. Disclaimer of Liability and Warranty
The Content, Products, and Services published on Aapka Policywala may contain inaccuracies or errors. Aapka Policywala disclaims all liabilities/warranties for any errors or inaccuracies. All services are provided “AS IS” without warranty of any kind.

11. Termination of Use
Aapka Policywala reserves the right to suspend or terminate your access to the website and services with or without notice and for any reason, including breach of this user agreement.

12. Trademarks, Intellectual Property Rights, and Copyright
All trademarks, logos, and service marks displayed on the website are the property of Aapka Policywala. Users are prohibited from utilizing any Marks without written permission. All information and content, including software programs, on the website, is protected by copyright.

13. Survival of Terms After Agreement Ends
Any provision of this ToU that imposes continuing obligations on a party will survive the expiration or termination of this ToU.

14. General
If any provision of this ToU is deemed invalid, it shall be deemed severable and shall not affect the validity and enforceability of any remaining provision. This ToU and the relationship between you and Aapka Policywala will be governed by the laws of India.

15. Acceptance of the Terms of Use
By using the Aapka Policywala website, you accept the terms of this Terms of Use Agreement. If you do not agree with the terms mentioned above, we request you to not use this website. Your continued use of the website following the posting of changes to this agreement terms will be deemed your acceptance of the changes made.

Thank you for choosing Aapka Policywala.