Among the many crucial documents that are associated with the owning of a vehicle in India, perhaps the most important NOC for bikes is required. No Objection Certificate or simply NOC is an important document, which one has to present to sell a bike or shifting the vehicle from one state to another. Sometimes, in case of a loan borrowed against your bike, one also requires an NOC for two-wheeler. This guide will take you all through the processes involved in how to apply and download a bike NOC including all the important steps and factors.
What is NOC for Bikes?
NOC for Vehicles. No Objection Certificate. The NOC for Vehicles, if issued by the financial institution that has given a loan for a vehicle, is a proof stating that there may be no objections to selling or transferring or re-registering the bike in some other state. And you can do it only when you want to sell your bike or shift to another state and get that bike registered there.
When Do You Need a NOC for a Bike?
There are various scenarios when you will need a NOC for the bike:
Transfer of Ownership to Other State
Let’s assume you wish to shift to some other state and want the ownership of your two-wheeler to be transferred; you will have to apply for a 2 wheeler NOC from the RTO where your vehicle is registered.
Selling of Your Bike
Even though you are selling your bike, if the buyer is from another state, then you would have to provide an NOC showing that there is no problem with this particular bike in terms of the law and any liabilities as well attached to this vehicle.
Bike Loan Repayment
Once you pay off the full loan amount, the financier will give you an NOC stating that all your dues are clear. For instance, if you have taken a bike loan from Bajaj Finance and have paid off the full loan amount, then you will need a Bajaj Finance NOC download to prove the closing of your loan.
Process to get NOC for Two-Wheeler
The procedure of NOC on bike is not that complex, which can either be availed through online platforms or offline too. Both the routes are explained in detail below:
1. Offline Method
To obtain a No Objection Certificate (NOC) for your two-wheeler through the offline route, follow these steps:
- Visit the RTO
Go to the Regional Transport Office (RTO) where your bike is registered. - Submit Application
Fill out and submit Form 28, which is the prescribed form for the NOC. - Provide Required Documents
Submit the following documents:- Vehicle Registration Certificate (RC)
- Insurance papers
- Pollution Under Control (PUC) certificate
- Residence proof
- Pay Required Fees
Pay the applicable fee for processing the NOC. - NOC Issuance
The NOC will be issued within a few working days.
2. Online Method
To apply for a bike NOC online, follow these steps:
- Prepare Required Documents
The applicant needs to submit:- Vehicle Registration Certificate (RC)
- Insurance papers
- Pollution Under Control (PUC) certificate
- Residence proof
- Pay Fees and Submit Form
Pay the required amount and submit the application form online. - NOC Issuance
The NOC will be issued within a few working days.
Hassle-Free Alternative
For a hassle-free option, consider the online bike NOC application. Many states in India are now facilitating NOC applications through their online platforms. Here’s how to proceed:
- Visit the Official RTO or Parivahan Sewa Website
Go to the official website. - Click “Apply for NOC”
Select the “Apply for NOC” option under the vehicle-related services section. - Fill Out Vehicle and Owner Details
Enter your vehicle registration number along with owner details. - Upload Documents and Pay Charges
Upload the required documents and pay the applicable fees. - Check Status and Download NOC
You can check the status of your application and download your NOC certificate once the application is complete.
Documents Required for NOC of Two-Wheeler
To acquire a NOC for two-wheeler, you will need the following documents:
Loan Clearance Documents (if applicable)
Documentation showing that any outstanding loans on the vehicle have been cleared.
Identity Proof
(e.g., Aadhar card, passport, voter ID)
Address Proof
(e.g., utility bill, rental agreement)
Vehicle Registration Certificate (RC)
The official document proving the vehicle’s registration.
Pollution Under Control (PUC) Certificate
Certification that the vehicle meets environmental standards.
Bike Insurance Documents
Proof of valid insurance coverage for the vehicle.
NOC for Bike Loan
In case of bike loan, the ownership of the vehicle is in the name of the financier until the same is paid fully. Once you clear all your dues, then the financier will give you an NOC for bike loan, which would assure you that there is no pending liability against you.
For example, if you owe a loan to Bajaj Finance, then you can download the NOC after you repay the entire amount of the loan in full. You can download the NOC certificate from the official website of the company, or you can visit the branch of the respective company.
Bajaj Finance NOC Certificate Download You can download your Bajaj Finance NOC Certificate online by logging in to their website using the details of your loan in most instances.
Once you receive the approval of the RTO or the bank for your NOC, you can go ahead with the download of your NOC certificate. This is how you can do it online:
RTO NOC Download
Steps to Download RTO NOC
- Visit the Parivahan Sewa Portal
Go to the official Parivahan Sewa website. - Access NOC Services
Navigate to the section related to NOC services. - Enter Vehicle Registration Details
Input the registration details of your vehicle. - Download NOC Certificate
Follow the prompts to download your NOC certificate.
Financial Institution NOC Download
For loans from financial institutions like Bajaj Finance, follow these steps:
Download NOC
Complete the process to download the NOC in PDF format.
Access Customer Portal
Go to the customer portal of your respective bank or financial institution.
Enter Required Information
Input your loan account number or other registered information.
NOC Validity
An NOC for a bike is not valid for all time. It is only valid till six months. In case you have no proper action on your part in this period then you have to make fresh applications for NOC.
NOC Fees Charges
Apply for NOC fees charges.
Application fees for NOC for 2 wheeler varies with respect to states. Talking of average, it is estimated to range somewhere between INR 100 to INR 300. There can, however be additional charges while availing third party services or in the case of extra services for document verification.
What If One Does Not Have an NOC?
Failure to get an NOC for a bike at the right time may have serious legal implications. In other words, take your bike to some other state without having valid NOC and fail to re-register the bike within time specified, then you may face even fine/bike impounded by authorities.
Moreover, if you sell your motorcycle without NOC, the new purchaser will face many problems with change of ownership and re-registration of the motorcycle, and both may have legal issues also.
Conclusion
You would need a NOC if you want to change the ownership, shift to another state, or repay a loan over a bike. Though the process looks comparatively easy, it does require a good amount of attentiveness and strict observance of legal formalities. In order to confirm that NOC is prepared and submitted at the RTO, one may choose to make an application for NOC online or visit personally the RTO, ensuring all pertinent documents are in hand.
If you have opted for the two-wheeler loan with Bajaj Finance, please get the NOC with regard to the payback of the loan. NOC is significant in case you want to freely transfer or sell your bike.
In the end, get organized, update your documents, and keep the right side of the law by getting your NOC on your two-wheeler when you feel like it.