Buy Bharat Griha Raksha Insurance Online

Every home is a haven. It’s a place where all of us feel comfortable and secure. But unforeseen events can disrupt that peace. Bharat Griha Raksha Insurance offered by Aapka Policywala acts as a protective shield for your cherished dwelling. This government-backed scheme will provide comprehensive coverage against fire, natural disasters, and other perils. Buy the government policy today and make certain that your home and its contents are financially safeguarded!
Bharat Griha Raksha

What’s Bharat Griha Raksha Policy

Imagine your home as a cherished melody. Its strong foundation is the bassline.
The sturdy walls are a steady rhythm. The comforting furnishings create a
harmonious soundscape. But what happens when a sudden downpour threatens
to disrupt the rhythm? Or an unexpected spark throws the melody into disarray?

Bharat Griha Raksha is like a powerful insurance conductor, anticipating potential
disruptions and guaranteeing your home’s symphony remains uninterrupted. This
government-backed scheme will protect your house against a variety of
unforeseen events. Whether it’s a raging fire threatening the very existence, a
natural disaster like an earthquake, or even a burglary, Bharat Griha Raksha policy
makes certain that you are protected.

This extensive insurance plan safeguards not just the physical structure of your
home but also the precious contents within. Make sure you buy one from a trusted online insurance website in India to get all the benefits of this government home insurance plan.

Bharat Griha Raksha Insurance Plan: Key Features

Understanding an insurance policy shouldn’t be difficult. Here’s a breakdown of Bharat Griha Raksha’s key features presented by Aapka Policywala in a clear and concise way:
  1. Protected Against Nature’s Fury: This policy acts as a sturdy umbrella. It will protect your home from a multitude of natural disasters. From blustery winds of storms and hurricanes to the tremors of earthquakes, Bharat Griha Raksha plan offers coverage against a wide range of calamities. This also includes floods, landslides, and tsunamis.
  2. More Than Just Natural Disasters: Do you know that the protection extends beyond the elements? Yes, you read it right! Bharat Griha Raksha policy safeguards your haven against man-made threats as well. Fire, be it a raging inferno or a forest fire spreading from afar, is covered. Even riots, strikes, and acts of terrorism are included.
  3. Immediate Activation: Unlike a long musical intro, your coverage with Bharat Griha Raksha kicks in fast. In just 7 days following a covered incident, your policy becomes active. Meaning, you will be provided prompt financial assistance to get your home back on track!
  4. Content Coverage Symphony: This policy understands the importance of every item in your home. While the structure itself is covered, Bharat Griha Raksha automatically includes coverage for your home’s contents – up to 20% of insured building sum (with a maximum limit of Rs. 10 lakh).
    This eliminates the need to meticulously list every item. Bharat Griha Raksha insurance policy will offer convenient and solid protection for your belongings.
  5. Simplified Information: Another important key feature to consider. Bharat Griha Raksha provides you with a “Key Features Document.” For those who don’t know, this handy document acts as a reference guide. It will answer common questions and offer basic details about the policy and its coverage.

Why Us for Bharat Griha Raksha Insurance Purchase?

Aapka Policywala believes that home is more than just bricks and mortar. It’s a haven filled with memories and love. Protecting this cherished space requires a reliable insurance partner.
Here are key reasons why Aapka Policywala is the perfect choice for your Bharat Griha Raksha insurance needs:
Simplified Process and Expert Guidance:

It’s true that navigating insurance policies can feel overwhelming. But with Aapka Policywala at your side, buying or renewing this policy will be no less than a walk in the park. We offer a user-friendly online platform and a dedicated team of insurance professionals to simplify the process.

Hassle-Free Claims Assistance:

In the unfortunate event of a covered incident, Aapka Policywala is here for you every step of the way. Our PSOPs will guide you through the claims process. You will be assisted with important documentation. In fact, they will advocate on your behalf to ensure a smooth and efficient claim settlement.

Unmatched Customer Service:

Ask our customers how they feel about purchasing policies at Aapka Policywala and their reply will be - awesome! Wondering why? Because we offer exceptional customer service throughout Bharat Griha Raksha insurance journey. Our team is readily available to address concerns, answer questions, and provide ongoing support whenever needed.

By choosing Aapka Policywala for your Bharat Griha Raksha, you gain more than
just an insurance policy. You gain peace of mind knowing you have a reliable
partner by your side!

Other than bharat griha raksha insurance plan, thousands of people also trust Aapka Policywala for bharat laghu udyam suraksha insurance, bharat sookshma udyam insurance, and individual travel insurance policy in India. Browse the website for other government insurance plans.

Who Can Get Bharat Griha Raksha Insurance?

Ensuring your home’s security shouldn’t be restricted by complicated eligibility criteria. Here’s the answer to who can benefit from Bharat Griha Raksha insurance plan:

If you are the proud owner of your home, Bharat Griha Raksha is the perfect solution to protect your investment.

Authorized Occupiers

Living in a rented space doesn't mean you can't safeguard your belongings. This policy extends coverage to authorized occupants of a residential building.


Whether you own a single rental property or manage multiple units, Bharat Griha Raksha provides comprehensive coverage for the building structure itself.

What's Covered Under Bharat Griha Raksha Insurance?

Bharat Griha Raksha policy offers comprehensive protection for your home, encompassing two key areas:
  1. Home Building Cover: This acts as the foundation of your policy. It safeguards the physical structure of your home. This includes walls, roof, floors, and permanent fixtures.
  2. Home Contents Cover: This layer of protection also extends to the valuables within your home. Here’s how it works:
    • Automatic Coverage: Up to 20% of the insured building sum (with a maximum limit of Rs. 10 lakh) automatically covers your general home contents.
    • Enhanced Coverage (Optional): If you have valuable possessions exceeding the automatic coverage limit, you can opt for a higher sum insured for home contents. This option allows you to declare specific items for additional protection.

What's Not Covered Under Bharat Griha Raksha Insurance?

While Bharat Griha Raksha plan offers extensive coverage, there are certain exclusions to be aware of:
  1. Willful Damage: The policy doesn’t cover losses caused intentionally or through deliberate negligence on your part.
  2. War and Warlike Activities: Losses arising from war, invasion, or military operations aren’t covered.
  3. Nuclear Activities: Damage caused by radiation or nuclear activity falls outside the scope of this policy.
  4. Missing or Misplaced Property: The policy doesn’t compensate for lost or misplaced items without a clear explanation.
  5. Government Action: Losses due to government actions such as confiscation or demolition aren’t covered.

Filing Claim of Bharat Griha Raksha Policy

We understand how stressful experiencing damage to your home can be. And upon that, you’re supposed to navigate an insurance claim process. Double trouble, ain’t it? Fret not, Aapka Policywala is here to guide you through the claims process of your Bharat Griha Raksha insurance to ensure a smooth and swift resolution.
Here’s what you need to do:
  1. Prompt Notification: Time is of the essence! Inform Aapka Policywala immediately or within 24 hours at most if your home’s structure or its contents are damaged or lost. This allows us to initiate the claims process quickly.
  2. Surveyor Evaluation: We will appoint a surveyor on behalf of the insurance company to assess the extent of the damage and prepare a detailed report. This report plays a crucial role in claim approval. Remember to keep a copy for your records.
  3. Complete Claim Form Submission: A claim form will be provided to you. Fill it out accurately. Write all details about the incident, extent of the damage, and a list of damaged contents. Attach all necessary documents like police reports (if applicable), repair estimates, and receipts for any temporary repairs undertaken.
  4. Evidence Collection: Having clear documentation strengthens your claim. Take photographs and videos of the damaged areas and any salvageable items. Additionally, gather and preserve any relevant evidence related to the incident.

What Customers Say About Us

“Aapka Policywala’s Bharat Griha Raksha insurance exceeded my expectations. I was offered comprehensive coverage and seamless claim processing. Highly recommended for homeowners seeking peace of mind!”

Durgesh Gupta

“Bharat Griha Raksha insurance from Aapka Policywala provided me with extensive coverage. Also, the claim settlement was hassle-free! Was ensured peace of mind for me and my family. Kudos Aapka Policywala!”

Priya Kanojia

“I renewed my Bharat Griha Raksha insurance on Aapka Policywala’s platform. Must say the company offers exceptional coverage and service. Also, the customer care service is amazing. Aapka Policywala is a perfect choice for homeowners looking for reliable protection.”

Sanjay Sareen

“Reliable protection and prompt service! Aapka Policywala’s Bharat Griha Raksha insurance is a must-have for homeowners like me. Its dedication to customer satisfaction is also commendable. 5/5 will recommend buying policies from its platform!”

Ananya Joshi

Contact Aapka Policywala

We understand that filing a claim can be daunting. Our dedicated team and POSP agents are here to answer your questions and guide you through each step of the process. It will advocate on your behalf to ensure a fair and timely settlement of your claim. Here, fill up the contact form to initiate a discussion.