Travel Insurance for International Students

Studying abroad can be an enriching experience but unforeseen emergencies can disrupt the journey. With our international student travel insurance plans, you can ensure peace of mind throughout your academic endeavors. Our specialized overseas travel insurance coverage is designed to protect Indian students against a wide range of risks and uncertainties, allowing them to focus on enriching their educational experiences worry-free in countries like the USA, Canada, Australia, New Zealand, and UK.

Get student travel insurance at best price

What is International Student Travel Insurance?

Student travel insurance is obligatory for students traveling abroad for
graduation, masters, and specialized degrees. Offering comprehensive protection
across various contingencies, overseas travel insurance for students ensures
prompt and adequate medical coverage for illnesses or injuries, including
emergency medical evacuation if required. It also provides financial
reimbursement for non-refundable trip expenses in case of cancellations due to
unexpected events, mitigating potential financial losses.
Want to know more benefits? buying overseas student travel insurance online or offline safeguards
against baggage loss or delay, facilitating the prompt replacement of essential
belongings. If bought from a reputed online insurance provider in India, overseas student policy will also be managed. Furthermore, it addresses personal liability risks by offering coverage
for accidental bodily injury or property damage to third parties, providing
students with peace of mind.

Why is Overseas Student Travel Insurance Important?

International student travel insurance is a specialized insurance policy meticulously designed to provide comprehensive coverage to students studying abroad. This policy encompasses a range of benefits, including coverage for medical emergencies such as hospitalization, medical treatment, and evacuation if necessary, ensuring students receive timely and adequate healthcare while away from home.

Best student travel insurance policies and plans also extend protection to cover trip interruptions, baggage loss, and personal liability, shielding students from unforeseen events and unexpected expenses that may arise during their international journeys. Beyond financial security, overseas student travel insurance plays a pivotal role in meeting the visa requirements of many countries, making it an essential component of the study abroad process.

With round-the-clock emergency assistance services, students can rest assured knowing they have immediate access to support and guidance whenever faced with emergencies, thereby ensuring a seamless and worry-free experience throughout their educational journey overseas. In short, overseas student travel insurance serves as a crucial safety net, empowering students to focus on studies and growth while away from home.

What’s Included in International Student Travel Policy?

Overseas student travel insurance policy offers comprehensive coverage for various contingencies they may encounter during their international trip. Here’s
what’s usually covered in best student travel plans offered by top providers:

  1. Medical Expenses: Coverage for medical treatment and hospitalization expenses in case of illness or accidents during the trip.
  2. Emergency Medical Evacuation: Coverage for emergency medical evacuation to the nearest medical facility in case of a severe medical condition that requires
    immediate attention.
  3. Repatriation of Mortal Remains: Coverage for the transportation expenses of mortals remains back to the home country in the unfortunate event of the insured student’s death.
  4. Trip Cancellation or Interruption: Reimbursement of prepaid trip expenses if the trip is canceled or interrupted due to covered reasons like illness, injury, or emergency situations.
  5. Baggage and Personal Belongings: Coverage to international students for loss or damage to baggage and personal belongings during the trip.
  6. Personal Liability: Coverage for legal liabilities arising due to accidental damage to third-party property or injury to third parties.
  7. Study Interruption: Reimbursement for tuition fees in case the insured student needs to interrupt their studies due to medical reasons.
  8. Passport Loss: Coverage for the expenses incurred in obtaining a new passport if the original passport is lost during the trip.
  9. Dental Expenses: Coverage for emergency dental treatment expenses.
  10. Personal Accident: Coverage for accidental death or permanent disability due to an accident during the trip.
  11. Travel Delay: Coverage for additional expenses incurred due to a delay in travel plans.
  12. Emergency Cash Assistance: Coverage for international students in case of theft or robbery of funds through emergency cash assistance.

    We bring the best deals on personal insurance plans in India. Thousands of families also trust Aapka Policywala for home insurance plan, family travel insurance plan and individual travel insurance policy in India.

What’s Not Included in Overseas Student Travel Plan?

While the specific exclusions can vary based on the overseas travel insurance company and the policy chosen, here are some common exclusions found in even the best student travel insurance policies:
  1. Pre-existing Medical Conditions: Medical expenses related to any pre-existing health conditions that the insured student had before purchasing the policy may be excluded.
  2. Self-inflicted Injuries: Injuries or illnesses intentionally caused by the insured overseas student to themselves are usually not covered.
  3. Participating in Risky Activities: Injuries or accidents resulting from participation in hazardous activities such as adventure sports, extreme sports, or illegal activities may not be covered.
  4. Mental Health Issues: Mental health conditions and related treatments are excluded in some overseas student travel insurance plans.
  5. Substance Abuse:Medical treatment or incidents arising from the use of alcohol, drugs, or other intoxicants are generally not covered.
  6. Traveling Against Medical Advice: If the insured student is traveling despite medical advice not to travel, any medical expenses incurred may not be covered.
  7. War and Terrorism: Losses or injuries resulting from war, acts of terrorism, civil unrest, or nuclear events may be excluded in some international student travel plans.
  8. Non-Compliance with Policy Terms: If the insured student fails to comply with the terms and conditions of the policy, such as late reporting of a claim, coverage may be denied.
  9. Loss of Personal Belongings Left Unattended: Loss of personal belongings that were left unattended or not properly secured may not be covered.
  10. Pre-existing Travel Plans: Cancellation or interruption of travel plans due to reasons known before purchasing the policy may be excluded.
  11. Pregnancy and Childbirth: Expenses related to pregnancy, childbirth, and maternity-related treatments may not be covered.

Why Us for Overseas Student Travel Insurance Online?

We understand that selecting the right international student travel health insurance online is crucial for personal and financial safety while traveling to unknown places. Here’s why Aapka Policywala should be your top choice for buying overseas student travel insurance online or offline:
Effortless Online Process

Whether you are going for a degree program or Masters, bid farewell to cumbersome international student travel insurance paperwork and long queues. With our streamlined online platform, renewing or buying a new travel insurance is as simple as a few clicks

Competitive Pricing

We believe in providing best value at the cheapest international student travel insurance premium without compromising on family travel insurance coverage. Our competitive insurance pricing ensures that your loved ones receive the best insurance protection.

Comprehensive Coverage Options

Whether you're seeking comprehensive overseas student travel coverage or specialized health add-ons, we offer a range of options tailored to suit your unique needs. Our customizable policies ensure that you receive the maximum travel protection.

Dedicated Customer Support

Our team of international student travel insurance specialists is committed to delivering prompt and efficient assistance throughout the renewal process. From addressing inquiries to resolving concerns, we are here to ensure a smooth and hassle-free experience.

International Student Insurance Reviews

I recently purchased a student travel insurance and health policy through Aapka Policywala. Pretty cool features, cheap premium, and transparent process! Highly recommended!

Vineet Sharma

Using Aapka Policywala to buy foreign student travel insurance was amazing for me. The platform’s user-friendly interface and wide range of options made it simple to find the right policy for my needs.

Ravi Kumar

Was hesitant about buying overseas student travel insurance online but Aapka Policywala made the process incredibly smooth and hassle-free. Some good guys working on this

Ali Hasan

Aapka Policywala exceeded my expectations when I decided to purchase travel insurance for my USA visa. The student travel insurance agent guided me through every step of the process. Wow experience

Jasbir Singh