Buy Individual Travel Insurance Online

Planning a trip is exciting but unexpected events can disrupt even the best-laid vacation and adventure plans. Individual travel insurance from Aapka Policywala will provide a safety net while you travel alone for leisure and work. It will protect you from financial setbacks due to trip cancellations, medical emergencies, or lost luggage. Buy or renew individual travel insurance policy plans and make the most of your solo trip knowing you’re covered throughout your journey!

Individual Travel Insurance Plan: Meaning

Alright, imagine you’re finally on that long-awaited trek through Mount Capanne, Italy. Breathtaking scenery surrounds you. Adventure is filling the air. Suddenly, a twist in your ankle lands you needing medical attention. Without travel insurance, the cost of treatment in a foreign country could quickly turn your dream vacation into a financial nightmare!

An individual travel insurance policy from a trusted online insurance firm in India will act like a buddy who always has your back. It will ensure that medical expenses and other unexpected costs won’t derail your trip. So, just pack your bags, embrace the unknown, and let the travel insurance policy handle the worries! You better focus on creating unforgettable memories.

Individual Travel Insurance Policy: Benefits

Embark on your work or leisure travel with confidence by opting for Aapka
Policywala’s Individual Travel Insurance policies. Here are some reasons to choose
us for buying and comparing insurance plans:

  1. Diverse Options:
    Access a variety of individual travel insurance policies
    from reputable third-party companies. On our website, you’ll find the
    perfect travel coverage for your specific needs.
  2. Easy Comparison: Our platform facilitates easy comparison of different
    policies. Meaning, we empower you to make an informed decision based
    on coverage, benefits, and premiums.
  3. Transparent Information: Aapka Policywala provides clear details about
    each individual travel policy. This not only guarantees transparency but also
    enables you to understand the terms and conditions before making a
  4. Hassle-Free Purchase: Enjoy a hassle-free purchasing experience with our
    user-friendly interface and streamlined checkout process. We literally make
    it convenient to secure your travel insurance online.
  5. Secure Transactions: Rest assured that your solo travel insurance
    transactions are secure and protected on our platform. We offer our
    customers peace of mind as they purchase individual travel insurance plans

    If individual travel insurance doesn’t seem like your thing after reading all the above, there are other insurance options you can go for. We have the best plans related to family travel insurance, student travel insurance, and marine insurance in India. Check them out!

Individual vs. Group Travel Insurance

Travel insurance policies protect you from unexpected events that can disrupt your trip. But a question that often makes people confused is, “Should I choose an individual plan or a group plan?” Here’s a breakdown of the key differences and comparison points to help you decide on your purchase or renewal:
  1. Customization: Individual plans allow you to tailor coverage to your age, health, trip duration, and activities. Group plans typically offer a one-size fits-all approach.
  2. Pre-existing Conditions: Individual travel insurance plans can be customized to cover pre-existing medical conditions. Group insurance plans, on the other hand, might have exclusions or limitations.
  3. Trip Specifics: The former cater to different trip types like adventure travel or business trips, offering focused coverage. Latter might not offer these variations.
  4. Flexibility: Talking about flexibility, Individual travel insurance policies allow individuals in India to add or remove coverage as needed. Group travel insurance plans typically lock them into predetermined coverage.
  5. Claim Process: Individual claims are handled directly with the third-party insurance company listed at Aapka Policywala. Group claims might involve the group organizer as an intermediary. This adds an extra step to the process.

Mandatory Individual Travel Insurance Destinations

While travel insurance is a wise choice for any trip, some countries require it by law to obtain a visa or entry. Here’s a list of some popular destinations with mandatory travel insurance requirements.
Remember, this is not an exhaustive list. So, always double-check the specific requirements for your chosen country with their embassy or consulate before your trip:
Schengen Area

This zone includes 26 European countries (Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, and Switzerland).

Other Popular Destinations

Cuba, Ecuador, Iran, Turkey, Morocco, Thailand, United Arab Emirates (UAE), Togo, Algeria, Romania, Croatia, Moldova, Georgia, Aruba, Cambodia, Lebanon, Seychelles, Antarctica.

What Does Individual Travel Insurance Cover?

Peace of mind is priceless especially when you’re travelling solo. Individual travel insurance from Aapka Policywala provides a safety net for a variety of unexpected situations that can arise during your trip.
Here’s what will be covered if you buy or renew this type of insurance policy:
Trip Cancellation or Interruption:

Get reimbursed for non-refundable trip costs if you need to cancel or shorten your trip due to covered reasons like illness, injury, or bad weather.

Emergency Medical Expenses:

Have peace of mind knowing medical treatment and hospitalization costs are covered in case you fall sick or get injured abroad.

Emergency Evacuation and Repatriation:

Coverage for emergency medical evacuation to a nearby hospital or repatriation back home in case of a serious medical situation.

Baggage Loss or Delay:

Lost, stolen, or delayed luggage can disrupt your trip. Travel insurance reimburses you for essential items and clothing.

Personal Liability:

Coverage for legal expenses and compensation if you accidentally injure someone or damage property during your travels.

Trip Delay:

Flight delays can be frustrating. Travel insurance offers compensation for additional expenses incurred due to a covered delay exceeding a certain time frame.

Accidental Death and Dismemberment (AD&D):

Provides financial security for you or your beneficiaries in case of accidental death or permanent disability during the trip.

Travel Assistance Services:

24/7 access to a helpline for travel-related assistance. This includes medical referrals, language translation, or help to arrange emergency travel changes.

Emergency Cash Advance:

Provides emergency cash if your money is lost or stolen during your solo trip.

Missed Connection:

Travel insurance can reimburse you for the cost of transportation and accommodation if you miss a connecting flight due to a covered reason.

What’s Not Covered in Individual Travel Insurance?

Aapka Policywala believes in the importance of considering both sides of the coin. Before purchasing or renewing an individual travel insurance plan, it’s essential to understand not only what is covered but also what is not covered.
Here are some common exclusions to be aware of before you buy individual travel insurance:
Pre-existing Medical Conditions:

Most plans exclude coverage for pre existing medical conditions or complications arising from them. Be upfront with your health situation when purchasing insurance to avoid claim denials.

Adventure Activities:

If you're planning on skydiving, rock climbing, or other high-risk activities, standard travel insurance might not cover injuries sustained during these adventures. Look for a plan that includes coverage for adventure sports if needed.

Self-inflicted Harm:

Injuries resulting from reckless behavior or intoxication are typically not covered. Play it safe and responsible during your trip.

Mental Health Concerns:

Claims related to mental or emotional disorders are often excluded. Consider alternative insurance options if you require this type of coverage.

Illegal Activities:

Travel insurance won't cover losses or injuries incurred while breaking the law. Abide by local laws to ensure your safety and avoid coverage issues.

Pregnancy and Childbirth:

Expenses related to pregnancy or childbirth may be excluded unless specifically covered by an add-on. Be clear about your needs when choosing an individual travel plan.

Unattended Belongings:

Leaving your belongings unattended in public places can lead to denied claims for theft or loss. Therefore, keep your valuables secure.

Natural Disasters and Epidemics:

Some plans might exclude claims related to natural disasters, epidemics, or pandemics. Make sure to check the policy details on our platform for specific exclusions.

What Customers Say About Us

“As a frequent traveler, finding the right travel insurance policy was crucial for me. Aapka Policywala’s platform made the process seamless. Its diverse range of options allowed me to choose a policy that suited my needs perfectly. Also, its transparency about coverage and easy purchasing process made me feel confident and secure throughout my trip!”

Ravi Kumar

“Choosing Aapka Policywala for my travel insurance needs was a game-changer. Its platform not only offered a wide selection of policies but also provided clear and detailed information while I compared for renewal. Thank you, Aapka Policywala!”

Neha Singhania

“Had a fantastic experience purchasing my travel insurance policy through Aapka Policywala. The site’s user-friendly interface made it simple for me to navigate through various options and understand the coverage details. What impressed me the most was their prompt customer support team. Was assisted throughout the process. 5/5 for Aapka Policywala!”

Rajesh Patel

“Aapka Policywala exceeded my expectations when it came to purchasing travel insurance. Its platform not only offered a plethora of options but also provided transparent information about what each policy covered. Thanks to Aapka Policywala, now I have peace of mind knowing that I’ll be well-covered during my travels.”

Preety Sharma

Get in Touch with Aapka Policywala Today

Have questions or need assistance? Fill out the form below, and one of our dedicated team members will get back to you promptly to address your insurance-related inquiries and provide personalized guidance.
Your peace of mind is our priority. So, don’t hesitate to reach out. We’re here to help when you decide to buy, renew, or compare your travel policy!