Car Insurance: A Safe Safety Net
Car insurance provides excellent financial protection in case of an accident, damage, or theft. The thought of traveling around the city or on a long drive is impossible without making sure a vehicle is protected with car insurance, it is truly legally required in many places. In this detailed guide, we shall take you through multiple methods on how to check the validity of your car insurance specifically through IFFCO Tokio QR Code, ways to find insurance details online and how to check your insurance policy easily.
Definition of Car Insurance
Car insurance covers:
- Damages that can affect other cars or property in a car accident
- Personal injury cover for the driver and the passengers.
- Cost of repairing vehicles in case they have been damaged due to accidents, thieves, or natural disasters.
Legal liabilities; they will safeguard you against lawsuits relating to accidents.
How to Check Car Insurance Online
Today, checking the status of your car insurance is smooth, quick and also secure online. You do not need to carry those hard copies anymore because online databases and mobile apps have made it a lot easier by innovative technologies such as the IFFCO Tokio QR Code. Let us dissect the different methods of checking the validity of car insurance below:
1. Car Insurance Validity Check with the IFFCO Tokio QR Code
IFFCO Tokio is one of the biggest insurance companies in India and has a simple, hassle-free way to check car insurance by scanning the QR code. If you have made the purchase of an IFFCO Tokio car insurance, its policy document will have a QR code. An easy scan of the same can provide the information regarding your insurance details and whether the car insurance is valid or not.
Steps to Check Car Insurance Using IFFCO Tokio QR Code End
- Open up the camera app on your phone, or download an application that is exclusively meant for scanning QR codes.
- Scan the QR code on your IFFCO Tokio insurance document either soft or the hard copy.
- After this, you will be able to see the number of your insurance policy, date of validity and coverage .
- You will be able to see the date of coverage in case your policy has not expired. Once it expires, the same result will reflect to you saying it’s expired.
This method saves much time for online verification of insurance and there is no need to even visit the websites or login into the portals for the same.
2. How to Check Online Validity of Car Insurance
You can check the validity of your car insurance policy online, be it in the absence of your insurance papers or QR code.
Step 1: Checking through IFFCO Tokio Website
- On the official website of IFFCO Tokio, the procedure to get the status of your car insurance policy by entering your policy number has been made easy by the website.
- Search for a tab such as “Renew Policy” or “Check Policy Status”.
- You would be asked to enter some general information like the vehicle registration number, policy number, or mobile number
- When you fill the required information, the website will update the car insurance information with the current validity
Method 2: Use VAHAN Portal
VAHAN is a government-formed website, through which you can check car insurance information through different insurers. Here’s how to get car insurance details online:
- Visit the official website of VAHAN e-services .
- Click on the button “Know Your Vehicle Details”.
- Enter the vehicle’s registration number and captcha for security purposes.
Once you have filed a claim, you can check your car insurance status that includes the policy number, name of the insurer’s name, and the date when the policy will expire.
Method 3 : Through Your Insurance Company’s Mobile Application
Well, almost every insurance provider has developed a mobile application where you can directly retrieve information related to the policy straight from your cell phone. If you have IFFCO Tokio, follow these steps.
- Download the IFFCO Tokio mobile application from Google Play Store or App Store.
- Login through your registered mobile number or policy number.
- After login, you will see the “My Policies” or “Policy Details” segment.
- There you can see your car insurance validity, renewal due date, and policy number.
How to find Insurance policy number with vehicle number
If you have misplaced your car insurance policy document or even cannot recall the policy number, don’t worry. There is an easy method of retrieving your policy number using your vehicle registration number.
Method 1: Through IFFCO Tokio Customer Service
Call IFFCO Tokio customer care number, or just mail them with your Vehicle Registration Number and other identification details along with your mobile no. or email, etc. Once they receive your Vehicle Registration Number, they will search for the policy number.
Method 2: Make Use of the VAHAN Database
You can also get the insurance policy number associated with your vehicle’s registration number on the VAHAN website. To check insurance validity through the VAHAN website follow the above procedure: you will find your policy number in the details displayed therein.
4. Insurance Check via SMS
Besides, many insurance companies offer SMS service facilities for checking insurance easily. Now, this facility is also available to check IFFCO Tokio insurance details.
All you need to do is dial an SMS to the IFFCO Tokio toll number; in the SMS, mention your vehicle registration number or policy number as per the specific SMS facilities provided by the insurer.
Within a few minutes, you will get a message containing the insurance validity details and also policy number along with the date of renewal.
5. Check Insurance Through Digilocker
DigiLocker is a Government of India app that allows users to keep the soft copies of all essential documents like a car insurance policy. How do you use it?
App download and installation process
Account creation through Aadhaar as well as Mobile Number.
For this purpose, you have to search for IFFCO Tokio to link your vehicle registration and insurance policy details.
When linked, you can retrieve your policy details 24/7 with the help of the app, and it will also give you the validity of car insurance.
Why do you need to check your car insurance?
It is very important to regularly check the status of your car insurance to avoid any legal or financial penalty when involved in an accident. Invalid car insurance while driving can be charged with fines, levied upon you for legal liabilities, or worse, leave you with no financial protection if you have to make a claim. Regular checking of the validity of your car insurance online ensures that :
Your vehicle will always be covered; hence, there are no untold stresses when on the road.
You renew your insurance in time to avoid any lapse in coverage.
You are enlightened on any changes regarding your policy details.
Conclusion
With the boost of online platforms, mobile applications, and innovative technologies such as IFFCO Tokio QR code, checking the validity of your car insurance has never been easier. Official websites of the insurer, or government databases VAHAN, or even scanning a QR code on the policy document – there are now many easy ways to check on one’s insurance status.
With these methods to be outlined through this guide, such as scanning IFFCO Tokio QR, using the services in VAHAN, or retrieving your insurance policy number from your vehicle registration number, you can always remain in top control of your car insurance status.
Hence, from validating whether your car insurance is valid for your next vacation or just to confirm if it has lapsed, you are covered and free to navigate the roads thanks to these online sources.